If you are planning to buy something that you need urgently but don’t have required, saving or the cash at hand, then Affirm—a new technology startup could be of help as this offers an alternative to credit cards and personal loans. You can use Affirm to finance your purchases from select merchants and pay in an installment of 3, 6 or 12 months. In association with Cross River Bank, the tech platform enables easy three or four-figure closed-end loan to finance your purchase on partner platforms. The bank pays the merchant on your behalf in exchange for the additional interest amount. The whole process is very simple, as you have to just choose the “Buy with Affirm” at the payment stage.
The interest rate varies in the range of 10 to 30%, depending on your creditworthiness. Interestingly, you won’t have to pay a pre-payment penalty which banks usually charge. To enjoy the benefits of Affirm, you have signed up for an official account. Some basic eligibility criteria are a citizen or permanent residency of the U.S., minimum age of 18 years, a minimum credit score of 550, an official phone and email address.
This gives you the freedom to shop anything from anywhere.
Affirm Loan : Affirm offers help you purchase the thing you love and pay over time. It gives you control over monthly payment with no hidden or additional cost except the agreed interest load.
Almost every store accepts Affirm payment and partner stores give a checkout option on the payment page.
Simplicity is the key here. You can apply for a loan using the official app, website or at a partner store. The simplest application path is the downloading of the official app from Google Play Store or App Store, depending on the device you use. Here you will have to enter your mobile number and enter the 4 digit pin. If you are first time applying, then you have to create an account. Here you have to tap “request fir loan”, the amount and the location where you are shopping. Infraction of seconds, your loan will be approved.If you are applying for a loan at a partner store, all you have to do is select “Affirm” at the checkout. Here you have to share your mobile number and continue.
If you are applying for the first time, then you have to create an account with Affirm and follow the steps. Now, enter your 4-digit secured PIN shared on your mobile device. Your loan will be approved in no time.
Affirm Virtual Card: Affirm gives you the liberty and feel like any other plastic card option with its virtual card. Once you are approved for a loan via an official app or website, you get your virtual card. The card is loaded with your loan amount and remains valid for single-use only.
Unlike other cards, you won’t have to physically carry it but display virtually digitally on your account. You have to enter the 16-digit card number at checkout and pay seamlessly.
Top Rated Affirm Coupon Codes:
Get Affirm Products From Walmart.com
Why should you choose Affirm?
Simplicity:Affirm is all about giving you the freedom to purchase as you don’t have to worry about cash-in-hand or credit score. You can shop from a wide range of top merchants listed on Affirm website without any worry of cash. The simple and secure interface makes it one of the best destinations to seek loan help. The eligibility criteria are very simple with flexibility in installment planning and repayment.
Quality :Millions of regular buyers with amazing feedback make it one of the best financial technology platforms enabling loaning service. You can buy any of the products from the listed platform and pay using Affirm. All you have to do is select “Affirm” as payment option and proceed.
Interest:The interest rate you pay to purchase varies in the range of 10-30% depending on your credit score. Interestingly, Affirm doesn’t charge you for pre-payment and there is no hidden fee involved. You won’t have to pay late fines if you miss the payment date, however, it will have an impact on your next Affirm loan. Affirm won’t even hit you with a late fee if you’re late with a payment.
Security:Security and safety of your data are taken very seriously by Affirm. Firstly, since you do not have to share your credit card details so you are free from the worry of data theft and fraud. All your data is transferred with TLS and stored with AES 128-bit or higher encryption.
Support:Affirm has a very robust customer support system to help both customers and merchants. If you are facing any issue with your account, you can contact Affirm to resolve it anytime from anywhere.
How Affirm is unique?
The buy with Affirm is secure as you do not have to share your credit card details for purchase at merchant sites, saving you from the unnecessary worry of card data theft or fraud. It offers you the flexibility to choose installments depending on your monthly payment affordability. You can pay your installments using online payments, checks or debit card.
You save your money as there is no pre-payment penalty. It is very natural that you might miss the payment on time; thankfully there is no late fee. Interestingly, you can enjoy the multiple Affirm loan at once as every transaction is considered unique. The most important part of Affirm loan is that it won’t have any impact on your credit score.
How to find Affirm coupon code?
Finding the coupon codes of Affirm is very simple. Use Google search and type Affirm coupon. This will show you the result of several coupon codes available in a defined time. It is advisable to visit the official website to avail the coupon codes benefits. You have to remain alert regarding active deals and dates. Some of the coupons offering platforms are a bit tricky in nature as they may pump malware in your system.
How to Use the Affirm Coupon Code?
Affirm is a popular choice of most of the people looking for an easy loan. Depending on your requirement, you can buy any product from merchants offering “buy with affirm” service at the mentioned price. Interestingly you can use any active coupon code or promo code for the additional discount. You can apply the available coupon code at the payment gateway interface and get the promised discount. Affirm announces some special discounts from time to time. You can visit the website to enjoy special discounts.